Set up a Swedish bank account
Unless your stay in Sweden is only going to be short, you should open a Swedish bank account. It will save you money on international fees and allow you to receive pay from a Swedish employer.
The easiest way to open an account is to visit a bank branch in person. You usually need proof of address and your passport or Swedish ID card, but contact your bank or check its website for more details. Keep in mind that most banks require you to have a Swedish personal identification number when opening an account.
Access Handelsbanken’s checklist
Handelsbanken is a providing partner of the Move to Gothenburg initiative. Its Gårda office in Gothenburg has created a checklist for people who would like to become a customer - who already have or have applied for a Swedish personal number and Swedish ID-card. Access the checklist: Welcome to Handelsbanken Gårda
Get a Bank ID
Next on your to-do list should be to get a Bank ID, which allows you to sign for things on the internet, for example, on the websites of banks, the Swedish Social Insurance Agency and the Swedish Tax Agency. You can organise this in person at a bank branch or online via your internet bank. Learn more: Bank ID
Good to know
To a large extent Sweden is a cash-free society. While most stores and eateries still accept cash, some will only accept payments via bankcards or Swish.
Most people in Sweden manage their finances and pay their bills using either internet or mobile banking. Check with your Swedish bank to find out more.
If you don’t have a Swedish bank account, you may be able to pay your bills through the online payment service from your home country. Another option is to take your bills into a Forex Bank, which are located in several places across Gothenburg as well as in Uddevalla, Borås and Kungsbacka, and make the payment in person.
Terms you’ll find on your bills/invoices (faktura)
Bankgiro/plusgiro: an identification number for the company sending the invoice
OCR: a number that identifies your payment
Förfallodatum: the date when your payment is due
Belopp / att betala: the amount you have to pay
You may also like
Start learning Swedish
Swedes are renowned for their strong English language skills, and you can get by only knowing English. At the same time,...
Whether it’s for you, your income or your belongings, insurance is something you should consider when setting up in Swed...
Top tips for getting settled
Here we have gathered top insider tips from local experts and internationals to help you once you have arrived in Gothen...
Preschools and schools
If you have children, finding a good preschool or school will be a priority. Here you will find information on the Swedi...
Open Desk Service and Career Cabin - Online Chat and meetings
Now we are extending our service for even longer! Our popular service for international talents continues online, every Wednesday starting now at...